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Tax Saving Guide

How to Save Tax Legally in India

All legitimate ways to reduce your tax liability. No shortcuts, only smart planning.

Section 80C (now 123)

PPF, ELSS, EPF, Life Insurance, NSC, Tax-Saving FD

Up to ₹1.5L

Section 80CCD(1B) (now 124)

NPS additional deduction

Up to ₹50K

Section 80D (now 126)

Health insurance for self + parents

Up to ₹75K

HRA Exemption

Rent paid minus 10% of basic (least of 3)

Varies

Section 24(b)

Home loan interest deduction

Up to ₹2L

Section 80E

Education loan interest (8 years)

No limit

LTA Exemption

Travel expenses 2 trips in 4-year block

Varies